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Home > Blog > Guardian Insurance Blog: liability
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Guardian Insurance Blog: liability

View the latest blog posts from Guardian Insurance.

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Wednesday, January 12, 2022

Preventing Liquor Liability Risks in Your Establishment

Alcohol service in dining establishments often come with tight regulations. If you own such a business, whenever you serve alcohol, consumers may become drunk. Drunk individuals, as they lose total control of their faculties, may cause harm to others. READ MORE >>

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Monday, December 6, 2021

When Is General Liability Insurance Required?

General liability insurance can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. Although valuable, this coverage is not typically required by any state or federal law. READ MORE >>

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Thursday, May 20, 2021

The Benefit of Liquor Liability Insurance for Restaurants

Restaurants that serve alcoholic beverages face a few responsibilities. You must be careful when serving and distributing this product, as you are in control of a potentially harmful commodity. When used inappropriately or irresponsibly, alcohol can harm the consumer and cause them to harm others. READ MORE >>

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Wednesday, April 28, 2021

Do Liquor Stores Need Liquor Liability Insurance?

Any entity that serves liquor faces a certain level of risk. Parties who purchase alcohol from your store can cause injury or damage, which could in turn hurt your business. Even if you only sell alcohol rather than serving it, you could still be held liable for an accident, even if you never see the customer actually take a drink. READ MORE >>

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Friday, March 26, 2021

Why Small Business Owners Need Liability Insurance

Small businesses have a huge incentive to protect their financial reserves; after all, it is key to their overall success strategy. They are also incredibly vulnerable to financial challenges, which include the risks of lawsuits lodged by third parties (I.e. customers) who claim that you caused them harm. READ MORE >>

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Wednesday, October 28, 2020

The Benefit of Liquor Liability Insurance for Restaurants

Restaurants that serve alcoholic beverages face a few responsibilities. You must be careful when serving and distributing this product, as you are in control of a potentially harmful commodity. When used inappropriately or irresponsibly, alcohol can harm the consumer and cause them to harm others. READ MORE >>

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Wednesday, September 23, 2020

The Benefit of General Liability Insurance for Home Repairmen

When running your business, you need appropriate general liability insurance. Often, this coverage can provide extensive protection for the business in case its mistakes harm others. Once of the benefits of coverage is that it will protect you and your employees both on and off your property.   READ MORE >>

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Thursday, April 23, 2020

Does Your Gas Station Need Liquor Liability Insurance?

Every industry faces its own unique risks. Gas stations as an entity are unique, as they face multiple types of risks. Accidents concerning gasoline is an obvious concern, but one overlooked danger is liquor. The majority of gas stations sell alcoholic beverages. READ MORE >>

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Thursday, March 26, 2020

How Much General Liability Insurance Do I Need To Carry?

It is difficult to recommend a specific dollar amount for how much general liability insurance any individual business should carry. Every business is different. A business that's all-online might require cyber liability insurance, but relatively little in the way of general liability. READ MORE >>

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Tuesday, September 17, 2019

Should You Lower Your General Liability Limits

Many companies look for ways to reduce their costs. It can be wise to do this. Yet, one area to be careful about is your insurance coverage. When you need to file a claim, the worst thing you can do is lack enough insurance coverage to keep your business afloat. This is very true about general liability insurance. READ MORE >>

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