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Guardian Insurance Blog: liability

View the latest blog posts from Guardian Insurance.

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Wednesday, October 28, 2020

The Benefit of Liquor Liability Insurance for Restaurants

Restaurants that serve alcoholic beverages face a few responsibilities. You must be careful when serving and distributing this product, as you are in control of a potentially harmful commodity. When used inappropriately or irresponsibly, alcohol can harm the consumer and cause them to harm others. READ MORE >>

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Wednesday, September 23, 2020

The Benefit of General Liability Insurance for Home Repairmen

When running your business, you need appropriate general liability insurance. Often, this coverage can provide extensive protection for the business in case its mistakes harm others. Once of the benefits of coverage is that it will protect you and your employees both on and off your property.   READ MORE >>

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Thursday, April 23, 2020

Does Your Gas Station Need Liquor Liability Insurance?

Every industry faces its own unique risks. Gas stations as an entity are unique, as they face multiple types of risks. Accidents concerning gasoline is an obvious concern, but one overlooked danger is liquor. The majority of gas stations sell alcoholic beverages. READ MORE >>

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Thursday, March 26, 2020

How Much General Liability Insurance Do I Need To Carry?

It is difficult to recommend a specific dollar amount for how much general liability insurance any individual business should carry. Every business is different. A business that's all-online might require cyber liability insurance, but relatively little in the way of general liability. READ MORE >>

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Tuesday, September 17, 2019

Should You Lower Your General Liability Limits

Many companies look for ways to reduce their costs. It can be wise to do this. Yet, one area to be careful about is your insurance coverage. When you need to file a claim, the worst thing you can do is lack enough insurance coverage to keep your business afloat. This is very true about general liability insurance. READ MORE >>

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Monday, April 8, 2019

Can I Refuse Alcohol Service in My Bar?

Your bar serves alcohol. That likely makes it a popular destination for individuals to go and have fun. However, we all know that alcohol might cause people to have too much fun. Too much drinking leads to intoxication. Intoxication could easily put a consumer in harm’s way. READ MORE >>

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Thursday, March 7, 2019

General Liability Insurance for Chiropractors

Having proper general liability insurance as a chiropractor is critical. Most of the work you do helps others to feel good and improves overall health. Yet, it is not uncommon for mistakes to occur. General liability insurance is the first step of financial coverage for you. You may need additional protection. READ MORE >>

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Friday, October 13, 2017

How to Reduce Your Vulnerability to Liability Claims

All owners need business insurance to cover liability. Even in very careful situations, there is still the risk of someone who may get injured or suffer a loss. However, companies can be proactive. Reducing this risk means understanding what your obligations are. READ MORE >>

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Monday, January 16, 2017

4 Must-Have Business Insurance Policies

As a business owner, you may feel like you constantly have to duck and dodge problems. Avoiding risks is a part of business, one that will improve your chances of success. When it comes to meeting the demands of your business, it's much better to have a partner to help you avoid risks. READ MORE >>

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Tuesday, June 21, 2016

What Is Liability Car Insurance?

Drivers across the country are required to get auto insurance. But what exactly is required, and why? Every state has different laws for minimum coverage requirements, all pertaining to liability coverage. When it comes to car insurance, liability coverage is there to protect other drivers, pedestrians and business owners from any damages you may cause with your vehicle. READ MORE >>

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