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Home > Blog > Guardian Insurance Blog: liability
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Guardian Insurance Blog: liability

View the latest blog posts from Guardian Insurance.

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Thursday, December 1, 2022

Three Common Misconceptions About General Liability Insurance

Every business needs commercial general liability (CGL) insurance. It’s there to protect you when your business might make mistakes that inadvertently cause harm to a third party (e.g., a customer, vendor or member of the public).   Still, many business owners don’t fully understand the ins and outs of a CGL policy. READ MORE >>

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Thursday, August 4, 2022

Protecting Customers from Machinery Injuries

In providing services, your business might give customers access to certain machinery. For example, a locksmith might allow patrons to cut their own keys. Contractors might let patrons cut their own timber. Grocers let visitors weight produce. Everywhere, self-service is becoming more and more common. READ MORE >>

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Wednesday, July 6, 2022

Do Bartenders Need Liquor Liability Insurance?

Restaurants face a lot of risks when it comes to liability. Serving food and alcohol presents danger in many ways, from food poisoning to drunk drivers causing an accident. That’s why it’s so important for restaurants to have the right insurance. But do bartenders also need insurance?  READ MORE >>

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Wednesday, June 1, 2022

Reducing Liability Risks In Your Business

No business is without its risks. Responsible owners must create safe environments for employees and visitors. A safe business environment reduces the risks an operation poses to its insurers.   By reducing risks, companies can cut the chances that they will suffer from financial loss following a liability claim. READ MORE >>

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Wednesday, January 12, 2022

Preventing Liquor Liability Risks in Your Establishment

Alcohol service in dining establishments often come with tight regulations. If you own such a business, whenever you serve alcohol, consumers may become drunk. Drunk individuals, as they lose total control of their faculties, may cause harm to others. READ MORE >>

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Monday, December 6, 2021

When Is General Liability Insurance Required?

General liability insurance can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. Although valuable, this coverage is not typically required by any state or federal law. READ MORE >>

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Thursday, May 20, 2021

The Benefit of Liquor Liability Insurance for Restaurants

Restaurants that serve alcoholic beverages face a few responsibilities. You must be careful when serving and distributing this product, as you are in control of a potentially harmful commodity. When used inappropriately or irresponsibly, alcohol can harm the consumer and cause them to harm others. READ MORE >>

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Wednesday, April 28, 2021

Do Liquor Stores Need Liquor Liability Insurance?

Any entity that serves liquor faces a certain level of risk. Parties who purchase alcohol from your store can cause injury or damage, which could in turn hurt your business. Even if you only sell alcohol rather than serving it, you could still be held liable for an accident, even if you never see the customer actually take a drink. READ MORE >>

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Friday, March 26, 2021

Why Small Business Owners Need Liability Insurance

Small businesses have a huge incentive to protect their financial reserves; after all, it is key to their overall success strategy. They are also incredibly vulnerable to financial challenges, which include the risks of lawsuits lodged by third parties (I.e. customers) who claim that you caused them harm. READ MORE >>

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Wednesday, October 28, 2020

The Benefit of Liquor Liability Insurance for Restaurants

Restaurants that serve alcoholic beverages face a few responsibilities. You must be careful when serving and distributing this product, as you are in control of a potentially harmful commodity. When used inappropriately or irresponsibly, alcohol can harm the consumer and cause them to harm others. READ MORE >>

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