Friday, June 2, 2023Home insurance is required if you have a mortgage on your home, but that does not mean you can’t find ways to save money on your homeowners insurance policy. Here are several ways you can pay a lower price for great coverage. Ask. You never really know until you ask, right? READ MORE >>
Friday, May 5, 2023Everyone is looking to save on their auto insurance and there are multiple ways to do it. It’s always best to contact your independent agent to get more details but here are a few tips to get you started on keeping your car safe and your wallet heavy. READ MORE >>
Monday, April 17, 2023Investing in business insurance makes good financial sense. Most companies recognize the risks they face in situations such as a fire or a lawsuit filed against them. However, it takes only a single incident like this to occur for you to realize just how financially devastating such an event can have on your company’s finances. READ MORE >>
Friday, March 3, 2023Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. READ MORE >>
Wednesday, February 1, 2023Traditionally, life insurance has always been defined as a tool to provide a lump sum amount to the heirs and relatives of a deceased person to cover the financial loss caused by death. However, life insurance has taken a broader meaning over the years and now includes a variety of insurance, sav... READ MORE >>
Monday, January 2, 2023You’ve probably had agents suggest umbrella insurance to you, but many people are unfamiliar with what it is. Umbrella insurance is simply an extra layer of liability coverage on top of your existing policies, such as home, auto and boat insurance. READ MORE >>
Thursday, December 1, 2022Every business needs commercial general liability (CGL) insurance. It’s there to protect you when your business might make mistakes that inadvertently cause harm to a third party (e.g., a customer, vendor or member of the public). Still, many business owners don’t fully understand the ins and outs of a CGL policy. READ MORE >>
Tuesday, November 1, 2022Commercial auto insurance is crucial for businesses that have or use vehicles for work purposes. If you have trucks or company vehicles, you will need commercial auto insurance to cover potential accidents. The coverage available under your commercial auto insurance policy is similar to that which you find on your personal auto insurance policy. READ MORE >>
Wednesday, October 5, 2022When you have a small business, you want to insure it in the most-cohesive and applicable ways. A business owners policy — also called a BOP — is one of the main ways that small operations get coverage. These policies can pay up to certain limits for several types of losses that might occur within the business. READ MORE >>
Friday, September 2, 2022For construction contractors, there is nothing more important than safeguarding your works in progress. After all, if something were to damage the property and interrupt your progress, then you might face a huge financial setback. At this point, it’s critical that you have builder’s risk insurance ready and waiting. READ MORE >>
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