Should You Invest in Roadside Assistance with Your Auto Insurance?

Do you need roadside assistance? This can be a key component of your auto insurance policy. Many people enjoy it.

Imagine being stuck on the side of a busy highway. You need help immediately. Having a professional organization to call for help tends to be a good thing. However, not everyone wants to pay for this additional coverage. Most often, you do not have to do so. There are a few key things to know about it, though.

What Is Roadside Assistance?

This type of coverage or car insurance feature helps a driver when the vehicle breaks down. It applies in situations where you are away from home or work. The car is no longer functional. You need help moving it to a repair shop. Essentially, you are stuck on the side of the road. Or, you may need help right away.

Most auto insurance companies offer this type of coverage. They will link with local partners within an existing network to provide this service. Some insurers have a team to contact local repair shops or towing companies to help you. The benefit here is the company contacts the service for you. You get help. And, your auto insurance policy will likely pay for some or all the incurred costs.

What Does Roadside Assistance Include?

Policies differ. However, most of the time, they will include towing to a repair shop nearby. They may also include flat tire service. This means the company will fix your flat for you. They may also include battery service. The company will replace or jump your car for you. Lockout services are also common. Some programs include fuel delivery. If you run out of fuel on the side of the road, this is a very helpful benefit. Others include extrication.

Learn as much as you can about the service before you invest. If it offers a lot of benefits at a competitive price, you might find it beneficial.

Who Should Use It?

Consider this feature carefully. Most auto insurance policies do not charge much for this service. Compared to some independent providers, you might find this a much more affordable option. If you have a long daily commute or an older car, this can be very important. It also can be beneficial if you do not want to worry about paying a tow truck driver out of pocket.

When it comes down to it, roadside assistance can be a nice benefit. It can help keep you safe in a tricky situation. Consider adding it to your car insurance plan if you do not already have it in place.

Also Read: Does Auto Insurance Cover Damage From a Trailer Pulled Behind Your Car?