Atlanta Renters Insurance
Also Serving Lawrenceville, Roswell, Buford, Duluth, Snellville & surrounding areas in Georgia
Ready to Begin Your Renters Insurance Quote
If you rent your Georgia home or apartment, there are many things you don't have to deal with that other homeowners do. This includes maintenance repairs and mortgage payments. However, if someone is injured within your walls or your personal property is stolen, you will still be left with the bill.
Renters insurance can provide you with financial protection in these cases, and many more. Guardian Insurance
offers a variety of affordable renters insurance policy options to meet your needs. Get started today!
With Renters Insurance, you will be able to replace what is damaged or stolen.
Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.
However, renters insurance does not cover floods, earthquakes or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.
Also Read: 3 Common Myths About Renters Insurance By First Time Renters
If you are forced out of your home because of a disaster your additional living expenses will be covered.
Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it due to a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.
Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.
Decide How Much Insurance You Need.
Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away form your home.
If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.
The team at Guardian Insurance, Inc., is ready to help out. Give us a call at 855.554.6482 or request a free online quote! We proudly offer bi-lingual services.
Insurance Resources on Renters Insurance