Atlanta Flood Insurance

Also Insuring Lawrenceville, Roswell, Buford, Duluth, Snellville & surrounding areas in Georgia

Begin Your Flood Insurance Quote Today

 

Floods can damage or destroy several types of assets, including homes, personal belongings, automobiles and commercial property. Standard homeowners’ insurance policies and commercial property insurance policies typically do not cover flood risks, and unless you have comprehensive coverage for your vehicle, that too is likely vulnerable to flood losses.  

If you want to cover your house, possessions, business or car, the Guardian Insurance team can help those in metro Atlanta purchase flood insurance that meets their needs. If you are in Atlanta or the surrounding area—including Lawrenceville, Roswell, Buford, Duluth and Snellville—contact us today for more information. 

What Is Flood Insurance for Your Home or Business? 

Flood insurance policies can safeguard your home or business against the financial impacts caused by flooding. Severe weather is a constant threat in Georgia, but being prepared can lessen the economic impact of these events.  

Depending on your location, you may be able to purchase a National Flood Insurance Program (NFIP) insurance plan, which underwrites the majority of flood insurance. Private plans may also be available. The federal government backs NFIP policies, while private plans may have more flexibility regarding coverage options. Your agent can help you determine your policy eligibility and provide information on securing the policy that best meets your needs.  

What Does Flood Insurance Cover? 

Building coverage and contents coverage may be available through personal or commercial flood insurance policies. Building coverage can provide repair or replacement costs for flood-damaged property, including your building’s structure, plumbing systems, electrical systems, HVAC systems and other permanent fixtures.  

Contents coverage may financially protect you from losses if the flood damages items such as furniture, electronics, curtains, clothing, and other valuables. Policies may also be available for renters to cover their personal belongings against flood risks. Contact your agent to help ensure you are securing the right policy. 

Does Auto Insurance Cover Flood Damage? 

Your vehicles are also vulnerable to floods. Comprehensive commercial or personal auto coverage may help protect against these losses and can usually be added to your auto insurance policy. Comprehensive coverage typically safeguards against damage caused by hazards other than collisions. Floods are generally included as one of these covered events. You may also consider securing rental car reimbursement coverage or gap coverage for additional assistance in the event of a total loss. 

Get Flood Insurance Today 

Whether you’re a home or business owner or a renter or looking to cover your automobiles, the knowledgeable agents at Guardian Insurance can help you get the flood insurance policy you need. Contact us today to get started. 

 

Flood Insurance Resources for Savvy Consumers