{"id":662,"date":"2015-11-18T21:00:00","date_gmt":"2015-11-19T03:00:00","guid":{"rendered":"http:\/\/guardian-insurance-lawrenceville.four.zysites.com\/blog\/how-much-flood-insurance-do-i-need-to-carry\/"},"modified":"2024-03-14T10:38:33","modified_gmt":"2024-03-14T15:38:33","slug":"how-much-flood-insurance-do-i-need-to-carry","status":"publish","type":"post","link":"https:\/\/www.myguardianinsurance.com\/es\/sin-categorizar\/how-much-flood-insurance-do-i-need-to-carry\/","title":{"rendered":"How Much Flood Insurance Do I Need to Carry?"},"content":{"rendered":"<p><img decoding=\"async\" itemprop=\"image\" data-src=\"http:\/\/guardian-insurance-lawrenceville.four.zysites.com\/wp-content\/uploads\/sites\/70\/2024\/03\/Flooded_Street.jpg\" alt=\"Flood Insurance\" title=\"Flooded Street\" style=\"width: 250px; height: 167px; float: right; margin-bottom: 5px; margin-left: 10px;\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" \/>Flood insurance can benefit many homeowners. Obviously, you should seriously consider the coverage if you live in a high-risk flood zone. Still, floods can happen anywhere, so it&#8217;s worthwhile to give flood insurance some thought, regardless of where you live. But after you make the decision to get flood insurance, the next question becomes: how much flood insurance do I need?<\/p>\n<p>To determine the appropriate policy, you need to first determine the value of your home. A large enough flood can result in a total loss, especially if you&#8217;re unable to dry and clean your home quickly enough. After all, it&#8217;s not only water damage you have to deal with; you may also be faced with sewage, chemicals and other hazardous materials that flowed in with the water. So, it&#8217;s a good idea to ensure that your flood insurance policy provides enough coverage to rebuild your home in the event that it&#8217;s completely destroyed.<\/p>\n<p>In order to determine your home&#8217;s value, it may be beneficial to have it appraised by a licensed professional. It&#8217;s important to consider both the value of the structure and your home&#8217;s content in this appraisal. You can also compare the values of other homes in the surrounding area.<\/p>\n<p>All of your belongings &mdash; furniture, clothing, kitchen appliances, artwork, electronics and more &mdash; add an immense amount of value that you&#8217;ll want to be sure to cover with your flood insurance policy. But don&#8217;t forget to check the details of your policy for exclusions. For instance, contents kept in the basement might not be covered under a standard flood insurance policy.<\/p>\n<p>This may sound like an overwhelming process to take on. But luckily, you don&#8217;t have to do it alone. Your independent insurance agent can help you assess your family&#8217;s needs and make personalized coverage recommendations. It can&#8217;t hurt to get more information, so give your agent a call to learn about how flood insurance can benefit you and your loved ones.<\/p>\n<p>Protect your home today. Call <strong>Guardian Insurance<\/strong> at <strong>(855) 464-8273<\/strong> today for more information on <a href=\"http:\/\/www.myguardianinsurance.com\/flood\/\">Georgia flood insurance<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Flood insurance can benefit many homeowners. Obviously, you should seriously consider the coverage if you live in a high-risk flood [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":663,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":null,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[],"tags":[129,31,130,16,102,117,118,37],"class_list":["post-662","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-appraisal-value","tag-coverage","tag-flood","tag-flood-insurance","tag-flooding","tag-georgia","tag-georgia-insurance","tag-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.myguardianinsurance.com\/es\/wp-json\/wp\/v2\/posts\/662","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myguardianinsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.myguardianinsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.myguardianinsurance.com\/es\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myguardianinsurance.com\/es\/wp-json\/wp\/v2\/comments?post=662"}],"version-history":[{"count":0,"href":"https:\/\/www.myguardianinsurance.com\/es\/wp-json\/wp\/v2\/posts\/662\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.myguardianinsurance.com\/es\/wp-json\/wp\/v2\/media\/663"}],"wp:attachment":[{"href":"https:\/\/www.myguardianinsurance.com\/es\/wp-json\/wp\/v2\/media?parent=662"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.myguardianinsurance.com\/es\/wp-json\/wp\/v2\/categories?post=662"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.myguardianinsurance.com\/es\/wp-json\/wp\/v2\/tags?post=662"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}