Guardian Insurance Blog: flood insurance
View the latest blog posts from Guardian Insurance.
Friday, March 3, 2023Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. READ MORE >>
Thursday, April 20, 2017For many people, a thunderstorm is nothing more than loud noise and a distraction. However, if you live in an area where the flood risk is high, any type of weather event like this can be worrisome. Thunderstorms that drop a significant amount of rain in a short time can quickly escalate your risk of having water damage in your home. READ MORE >>
Wednesday, November 18, 2015Flood insurance can benefit many homeowners. Obviously, you should seriously consider the coverage if you live in a high-risk flood zone. Still, floods can happen anywhere, so it's worthwhile to give flood insurance some thought, regardless of where you live. READ MORE >>
Wednesday, July 8, 2015First time home buyers may be surprised to learn that their monthly mortgage payment may be $100 or so more than they expected, thanks to flood insurance coverage required by lenders. In some cases, you may need to put additional funds into escrow on top of taxes and homeowners insurance; these funds are to cover flood insurance premiums. READ MORE >>
Monday, September 8, 2014Do you need flood insurance? That is a key question to ask when you purchase a home. Let's look at the reasons you might need flood insurance. High Risk Area: If you live in a high risk area, then you definitely should consider flood insurance. Whatever institution holds your mortgage will often require it. READ MORE >>