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Guardian Insurance Blog: coverage

View the latest blog posts from Guardian Insurance.

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Tuesday, February 23, 2021

Does Commercial Auto Insurance Cover Theft?

Commercial auto insurance provides coverage for a wide variety of incidents, but it can’t cover everything. There are different types of coverages to purchase for work vehicles and it’s important to understand what your policy covers. But does it cover theft?  READ MORE >>

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Wednesday, October 28, 2020

The Benefit of Liquor Liability Insurance for Restaurants

Restaurants that serve alcoholic beverages face a few responsibilities. You must be careful when serving and distributing this product, as you are in control of a potentially harmful commodity. When used inappropriately or irresponsibly, alcohol can harm the consumer and cause them to harm others. READ MORE >>

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Tuesday, September 12, 2017

Auto Insurance Coverage for Passenger Medical Bills

A car accident occurs. You and your passenger have injuries. Who pays the medical bills? Many factors play a role in this outcome. However, if the driver is negligent, he or she may be responsible for paying the medical bills of anyone hurt. With auto insurance, ample medical coverage for passengers is important. READ MORE >>

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Wednesday, June 28, 2017

Check Out These Dock Safety Tips

Even if you’re not out at sea, you can still damage your vessel. Or, worse, you can damage yourself. It’s important to understand the ins and outs of dock safety. Understanding near-water safety can spare you injuries, hefty fines and even boat damage. Your boat insurance policy doesn’t cover everything. READ MORE >>

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Wednesday, March 22, 2017

When Do You Need Commercial Auto Insurance?

There is a thin line between when someone needs commercial auto insurance and when they need standard auto coverage. A vehicle that's involved in business operations likely needs commercial auto insurance coverage. This policy includes higher levels of comprehensive and liability coverage — which can usually offer more financial help if damage claims fall on a business. READ MORE >>

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Friday, February 10, 2017

Consider These Tips When Buying An RV

If you're looking for a family- friendly way to travel the country, you might want be considering purchasing an RV. An RV (or recreational vehicle) serves two purposes — that of a vehicle and of a temporary living space. This dual nature makes them great vehicles to explore the country in. READ MORE >>

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Monday, January 16, 2017

4 Must-Have Business Insurance Policies

As a business owner, you may feel like you constantly have to duck and dodge problems. Avoiding risks is a part of business, one that will improve your chances of success. When it comes to meeting the demands of your business, it's much better to have a partner to help you avoid risks. READ MORE >>

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Thursday, December 15, 2016

Does Auto Insurance Cover Damage From A Trailer Pulled Behind Your Car?

You may wonder about the benefits of towing a trailer behind your vehicle. Though this is not commonly done with a traditional car, it is a common option for most pickup trucks. Smaller trailers can also attach to smaller vehicles, and they provide you more room to bring items along with you. READ MORE >>

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Wednesday, November 16, 2016

How To Declare Personal Items For Renters Insurance

Renters insurance is an affordable way to protect your liability and personal property in a rented living space. Determining how much renters insurance you need can be challenging. Many jurisdictions require specific levels of coverage. Insurance companies usually ask you to value your personal property to decide on a renters insurance rate. READ MORE >>

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Wednesday, October 19, 2016

Upgrading Your GPS Or Stereo? Upgrade Your Car Insurance Too

What's in your vehicle today? Don't just think about the actual components of your car; consider the other items you've added to it. You may have upgraded your stereo system to offer a better musical experience on the road. You may have a newly installed GPS system that is helping you to navigate around the region. READ MORE >>

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