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Home > Blog > Guardian Insurance Blog: business insurance
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Guardian Insurance Blog: business insurance

View the latest blog posts from Guardian Insurance.

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Wednesday, October 5, 2022

Does A BOP Contain Deductibles?

When you have a small business, you want to insure it in the most-cohesive and applicable ways. A business owners policy — also called a BOP — is one of the main ways that small operations get coverage. These policies can pay up to certain limits for several types of losses that might occur within the business. READ MORE >>

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Thursday, December 31, 2020

You Need Builders Risk Insurance Before and During Construction

If your business is part of the construction industry, then it is going to need builders risk insurance. This coverage is designed specifically to address the specialty risks of construction in progress, and addresses the fact that you have an insurable interest in property outside your company premises. READ MORE >>

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Monday, August 31, 2020

Fire Safety Within Your Business

You might have a small business where only a handful of people work. Or, perhaps, you have a larger facility that sees a lot of foot traffic. Regardless of size, hazardous events, particularly fires, might deal a fatal blow. Commercial fires might happen anywhere, at any time and could harm a lot of people. READ MORE >>

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Friday, June 26, 2020

Who Need Builder's Risk Insurance?

If you own a building or run a general contracting business, you may need to buy builders risk insurance. It helps to safeguard the structure of a building during the construction phase. Find out what types of buildings this insurance covers and who would benefit the most from purchasing it. READ MORE >>

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Thursday, April 23, 2020

Does Your Gas Station Need Liquor Liability Insurance?

Every industry faces its own unique risks. Gas stations as an entity are unique, as they face multiple types of risks. Accidents concerning gasoline is an obvious concern, but one overlooked danger is liquor. The majority of gas stations sell alcoholic beverages. READ MORE >>

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Thursday, March 26, 2020

How Much General Liability Insurance Do I Need To Carry?

It is difficult to recommend a specific dollar amount for how much general liability insurance any individual business should carry. Every business is different. A business that's all-online might require cyber liability insurance, but relatively little in the way of general liability. READ MORE >>

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Tuesday, January 14, 2020

What Does a Business Owners Policy Cover?

Many business owners look for ways to save money on necessary insurance coverages. A good way to do this is by bundling certain coverages. A business owners policy bundles property coverages and liability coverages into one package for businesses. It covers: READ MORE >>

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Tuesday, November 5, 2019

Will Your Insurance Rates Go Up After A Workers Compensation Claim?

If your business has one or more workers compensation claims, there's a chance that your premiums can go up. That's because past claims are one of two factors that determine your workers compensation insurance rates. Workers Compensation Insurance Rates Calculation READ MORE >>

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Thursday, October 24, 2019

Why Its Vital to Buy Insurance Before Launching a Small Business

It’s 2018, and a lot of people are starting their own businesses. Entrepreneurs and startup gurus are giving advice on creating firm, effective foundations. If you’re trying to start your own business, though, you’ll need to get a business insurance policy. The small business world is competitive. READ MORE >>

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Tuesday, September 17, 2019

Should You Lower Your General Liability Limits

Many companies look for ways to reduce their costs. It can be wise to do this. Yet, one area to be careful about is your insurance coverage. When you need to file a claim, the worst thing you can do is lack enough insurance coverage to keep your business afloat. This is very true about general liability insurance. READ MORE >>

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Lilburn, GA 30047

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