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Guardian Insurance Blog: auto insurance

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Having adequate commercial auto insurance isn’t something a business with vehicles can afford to go without. However, when every dollar matters, it is important to find affordable policies and available discounts. Most insurance agents are happy to help you navigate policy options to lower your costs. READ MORE >>

Businesses that rely on vehicles also must protect these operations. Whenever you dispatch one of your drivers or vehicles, there’s a chance of an accident. At times, the accident might prove the fault of your driver. The business, by default, might stand to take some of the blame. READ MORE >>

You have a vehicle you do not use. Storing it can help minimize damage to it. But, there are still risks present. Should you have auto insurance? It is tempting to reduce or remove coverage. But, before you do, there are a few key things to consider about your coverage needs. How Long Do You Plan to Store Your Vehicle? READ MORE >>

Do you need roadside assistance? This can be a key component of your auto insurance policy. Many people enjoy it. Imagine being stuck on the side of a busy highway. You need help immediately. Having a professional organization to call for help tends to be a good thing. READ MORE >>

As we begin to approach the spring, most of us here in Georgia will likely see seasonal weather changes. As warm fronts move into the area, the might bring inclement weather with them. Fronts frequently contain storms, rain, wind, hail and other weather hazards.  READ MORE >>

You own a pickup truck. You use it for business-related tasks such as going to a client's home. You also use it to drive the kids back and forth to school. You use it for both commercial and personal needs. Do you need commercial auto insurance? Should you use just personal auto insurance? READ MORE >>

A car accident occurs. You and your passenger have injuries. Who pays the medical bills? Many factors play a role in this outcome. However, if the driver is negligent, he or she may be responsible for paying the medical bills of anyone hurt. With auto insurance, ample medical coverage for passengers is important. READ MORE >>

There is a thin line between when someone needs commercial auto insurance and when they need standard auto coverage. A vehicle that's involved in business operations likely needs commercial auto insurance coverage. This policy includes higher levels of comprehensive and liability coverage — which can usually offer more financial help if damage claims fall on a business. READ MORE >>

As a business owner, you may feel like you constantly have to duck and dodge problems. Avoiding risks is a part of business, one that will improve your chances of success. When it comes to meeting the demands of your business, it's much better to have a partner to help you avoid risks. READ MORE >>

You may wonder about the benefits of towing a trailer behind your vehicle. Though this is not commonly done with a traditional car, it is a common option for most pickup trucks. Smaller trailers can also attach to smaller vehicles, and they provide you more room to bring items along with you. READ MORE >>

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