Saturday, May 30, 2020 Beyond first responders — such as fire, police and medical personnel — states are grappling with determining if workers compensation insurance extends to workers deemed essential during a public health crisis. What impact does this debate have on your business and your workers compensation insurance coverage? READ MORE >>
Thursday, April 23, 2020Every industry faces its own unique risks. Gas stations as an entity are unique, as they face multiple types of risks. Accidents concerning gasoline is an obvious concern, but one overlooked danger is liquor. The majority of gas stations sell alcoholic beverages. READ MORE >>
Thursday, March 26, 2020It is difficult to recommend a specific dollar amount for how much general liability insurance any individual business should carry. Every business is different. A business that's all-online might require cyber liability insurance, but relatively little in the way of general liability. READ MORE >>
Friday, March 20, 2020To Our Valued Customers, Guardian Insurance values and prioritizes the health and safety of our teams, customers, partners, and their families above all else. We recognize that COVID-19 is impacting businesses and communities in unique ways and I want to let you know that we are here to support you and your insurance needs. READ MORE >>
Tuesday, January 14, 2020Many business owners look for ways to save money on necessary insurance coverages. A good way to do this is by bundling certain coverages. A business owners policy bundles property coverages and liability coverages into one package for businesses. It covers: READ MORE >>
Monday, December 9, 2019Builders risk insurance can cover a lot of hazards. These may include: Theft and vandalism Certain weather-related hazards, such as hail and lightning Fire and explosions Vehicles crashing into the structure READ MORE >>
Tuesday, November 5, 2019If your business has one or more workers compensation claims, there's a chance that your premiums can go up. That's because past claims are one of two factors that determine your workers compensation insurance rates. Workers Compensation Insurance Rates Calculation READ MORE >>
Thursday, October 24, 2019It’s 2018, and a lot of people are starting their own businesses. Entrepreneurs and startup gurus are giving advice on creating firm, effective foundations. If you’re trying to start your own business, though, you’ll need to get a business insurance policy. The small business world is competitive. READ MORE >>
Tuesday, September 17, 2019Many companies look for ways to reduce their costs. It can be wise to do this. Yet, one area to be careful about is your insurance coverage. When you need to file a claim, the worst thing you can do is lack enough insurance coverage to keep your business afloat. This is very true about general liability insurance. READ MORE >>
Thursday, August 8, 2019Having adequate commercial auto insurance isn’t something a business with vehicles can afford to go without. However, when every dollar matters, it is important to find affordable policies and available discounts. Most insurance agents are happy to help you navigate policy options to lower your costs. READ MORE >>
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