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Guardian Insurance Blog Page 3

View the latest blog posts from Guardian Insurance.

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Wednesday, January 12, 2022

Preventing Liquor Liability Risks in Your Establishment

Alcohol service in dining establishments often come with tight regulations. If you own such a business, whenever you serve alcohol, consumers may become drunk. Drunk individuals, as they lose total control of their faculties, may cause harm to others. READ MORE >>

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Monday, December 6, 2021

When Is General Liability Insurance Required?

General liability insurance can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. Although valuable, this coverage is not typically required by any state or federal law. READ MORE >>

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Thursday, November 4, 2021

Understanding Hired/Non-Owned Commercial Auto Insurance

Business owners who allow their employees to drive as part of their assigned duties assume a degree of liability for the employees’ actions behind the wheel. Therefore, they need commercial auto insurance. Still, if an employee uses their personal car for work, then that does not mean that your liabilities go away. READ MORE >>

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Tuesday, October 5, 2021

Do BOPs Have Deductibles?

Essentially every form of insurance has a deductible and business owners policies are no exception. BOPs are packages of insurance that contain several essential types of coverage that most small businesses need. Usually, they include:   Property Insurance   READ MORE >>

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Tuesday, September 7, 2021

Why Customers Want You To Have Builder’s Risk Insurance

Builder’s risk insurance is an opportunity for construction companies to protect the projects they undertake. This type of coverage is not always provided in a standard business insurance plan, however, it can be an important add-on for businesses that are in the business of building and/or remodeling. READ MORE >>

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Thursday, August 5, 2021

Getting Workers’ Comp After a Car Accident

Employees who drive need to be aware that sometimes, accidents will happen. Therefore, if they were to get injured in a wreck, they need to have the ability to get assistance covering their medical bills, lost income and other financial strains. READ MORE >>

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Wednesday, July 21, 2021

Who Should Carry Builders Risk Insurance?

Builders risk insurance is designed to protect construction projects that are damaged due to fire, wind, hail, lightning, smoke, theft, vandalism and other incidents. If you work in any area of construction, you know that accidents and natural disasters can put a project far behind, especially if materials or equipment are damaged. READ MORE >>

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Tuesday, June 22, 2021

5 Ways to Reduce the Risk of Employee Injuries

It doesn’t matter if your small business has one employee or a thousand. Keeping workers safe is an important part of running a company. Here are five tips for reducing the risk of employee injuries.  #1: Create a Culture That Thrives on Safety  READ MORE >>

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Thursday, May 20, 2021

The Benefit of Liquor Liability Insurance for Restaurants

Restaurants that serve alcoholic beverages face a few responsibilities. You must be careful when serving and distributing this product, as you are in control of a potentially harmful commodity. When used inappropriately or irresponsibly, alcohol can harm the consumer and cause them to harm others. READ MORE >>

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Wednesday, April 28, 2021

Do Liquor Stores Need Liquor Liability Insurance?

Any entity that serves liquor faces a certain level of risk. Parties who purchase alcohol from your store can cause injury or damage, which could in turn hurt your business. Even if you only sell alcohol rather than serving it, you could still be held liable for an accident, even if you never see the customer actually take a drink. READ MORE >>

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888 Pleasant Hill Rd NW, Suite E
Lilburn, GA 30047

4450 Nelson Brogdon Blvd. A-1
Buford, GA 30518

1085 Holcomb Bridge Rd. Ste. 190
Roswell, GA 30076

We at Guardian Insurance have been offering our customers tailored polices with the best coverage at the most affordable price. We service several areas such as the the Metro Atlanta area of Georgia.

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