Tuesday, October 5, 2021Essentially every form of insurance has a deductible and business owners policies are no exception. BOPs are packages of insurance that contain several essential types of coverage that most small businesses need. Usually, they include: Property Insurance READ MORE >>
Tuesday, September 7, 2021Builder’s risk insurance is an opportunity for construction companies to protect the projects they undertake. This type of coverage is not always provided in a standard business insurance plan, however, it can be an important add-on for businesses that are in the business of building and/or remodeling. READ MORE >>
Thursday, August 5, 2021Employees who drive need to be aware that sometimes, accidents will happen. Therefore, if they were to get injured in a wreck, they need to have the ability to get assistance covering their medical bills, lost income and other financial strains. READ MORE >>
Wednesday, July 21, 2021Builders risk insurance is designed to protect construction projects that are damaged due to fire, wind, hail, lightning, smoke, theft, vandalism and other incidents. If you work in any area of construction, you know that accidents and natural disasters can put a project far behind, especially if materials or equipment are damaged. READ MORE >>
Tuesday, June 22, 2021It doesn’t matter if your small business has one employee or a thousand. Keeping workers safe is an important part of running a company. Here are five tips for reducing the risk of employee injuries. #1: Create a Culture That Thrives on Safety READ MORE >>
Thursday, May 20, 2021Restaurants that serve alcoholic beverages face a few responsibilities. You must be careful when serving and distributing this product, as you are in control of a potentially harmful commodity. When used inappropriately or irresponsibly, alcohol can harm the consumer and cause them to harm others. READ MORE >>
Wednesday, April 28, 2021Any entity that serves liquor faces a certain level of risk. Parties who purchase alcohol from your store can cause injury or damage, which could in turn hurt your business. Even if you only sell alcohol rather than serving it, you could still be held liable for an accident, even if you never see the customer actually take a drink. READ MORE >>
Friday, March 26, 2021Small businesses have a huge incentive to protect their financial reserves; after all, it is key to their overall success strategy. They are also incredibly vulnerable to financial challenges, which include the risks of lawsuits lodged by third parties (I.e. customers) who claim that you caused them harm. READ MORE >>
Tuesday, February 23, 2021Commercial auto insurance provides coverage for a wide variety of incidents, but it can’t cover everything. There are different types of coverages to purchase for work vehicles and it’s important to understand what your policy covers. But does it cover theft? READ MORE >>
Wednesday, January 27, 2021A business owners policy (BOP) combines coverage for small businesses to protect against certain dangers, but it can also serve to cover employees depending on what coverage is added. Basic BOPs come with two coverages: READ MORE >>
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